Pakistan salary tax calculator, 2026-27
Enter a monthly salary to see the income tax withheld each month, the take-home pay and the effective rate, worked out from the slab table for salaried individuals in the Income Tax Ordinance. Tax years 2022-23 to 2026-27 are included, so you can compare a year with the one before it.
Gross salary less any exempt allowances, paid the same every month.
- Tax each month
- Rs 6,000
- Take-home each month
- Rs 144,000
- Annual taxable income
- Rs 1,800,000
- Annual tax
- Rs 72,000
- Effective rate
- 4%
Marginal rate 11% on income above Rs 1,200,000
Slabs for tax year 2026-27 (2026-07-01 to 2027-06-30) from Finance Act, 2026 (Act No. XLIII of 2026), Gazette of Pakistan, 26 June 2026. An estimate for a salary paid evenly all year — not tax advice.
How the tax is worked out
Pakistan taxes a salaried individual on annual taxable income, not on a single month. The calculator multiplies the monthly salary by twelve, finds the slab the annual figure falls in, and applies that slab: its fixed amount plus its rate on the part of income above the slab’s lower limit. The annual tax is then divided by twelve to give the amount withheld each month.
In tax year 2026-27, the first Rs 600,000 of annual taxable income is not taxed. Further down this page, the slab table for each tax year lists every slab exactly as the Finance Act enacted it.
Who these rates apply to
These are the rates for a salaried individual: someone whose income under the head “salary” is more than 75% of their taxable income. A person whose salary is a smaller share — a business owner who also draws a salary, for example — is taxed on a different table, which this calculator does not use.
What changed in 2026-27
The Finance Act, 2026 kept the first three slabs as they were in 2025-26 and lowered the rates from Rs 2.2 million of annual income upwards. It split the top of the table into more slabs, so the 35% rate now starts above Rs 7 million instead of Rs 4.1 million, and it removed the surcharge on salaried individuals, which had been 9% of the tax above Rs 10 million in 2025-26.
What the figure leaves out
The result assumes the same taxable salary in every month of the tax year. An employer withholding through the year projects the annual income from what has been paid so far and what is still to come, so a raise, a bonus or a mid-year start changes the monthly deduction from that point on.
Enter taxable salary: gross pay less any allowance the law exempts. Tax credits, such as those for approved donations or pension contributions, and income other than salary are not included. Use the result as an estimate and confirm a return with a tax adviser.
Salary tax slabs by tax year
Annual taxable income for an individual whose salary is more than 75% of taxable income. Tax in a slab is its fixed amount plus the rate on income above the slab’s lower limit.
Tax year 2026-27
8 slabs
| Annual taxable income (Rs) | Tax |
|---|---|
| Up to 600,000 | Nil |
| 600,000 – 1,200,000 | 1% of income above 600,000 |
| 1,200,000 – 2,200,000 | Rs 6,000 + 11% of income above 1,200,000 |
| 2,200,000 – 3,200,000 | Rs 116,000 + 20% of income above 2,200,000 |
| 3,200,000 – 4,100,000 | Rs 316,000 + 25% of income above 3,200,000 |
| 4,100,000 – 5,600,000 | Rs 541,000 + 29% of income above 4,100,000 |
| 5,600,000 – 7,000,000 | Rs 976,000 + 32% of income above 5,600,000 |
| Above 7,000,000 | Rs 1,424,000 + 35% of income above 7,000,000 |
The Finance Act, 2026 lowered the rates from Rs 2.2 million upwards, added two slabs, and removed the surcharge on salaried individuals.
Tax year 2025-26
6 slabs · 9% surcharge above Rs 10,000,000
| Annual taxable income (Rs) | Tax |
|---|---|
| Up to 600,000 | Nil |
| 600,000 – 1,200,000 | 1% of income above 600,000 |
| 1,200,000 – 2,200,000 | Rs 6,000 + 11% of income above 1,200,000 |
| 2,200,000 – 3,200,000 | Rs 116,000 + 23% of income above 2,200,000 |
| 3,200,000 – 4,100,000 | Rs 346,000 + 30% of income above 3,200,000 |
| Above 4,100,000 | Rs 616,000 + 35% of income above 4,100,000 |
A surcharge of 9% of the tax applied to salaried individuals with taxable income above Rs 10 million.
Tax year 2024-25
6 slabs · 10% surcharge above Rs 10,000,000
| Annual taxable income (Rs) | Tax |
|---|---|
| Up to 600,000 | Nil |
| 600,000 – 1,200,000 | 5% of income above 600,000 |
| 1,200,000 – 2,200,000 | Rs 30,000 + 15% of income above 1,200,000 |
| 2,200,000 – 3,200,000 | Rs 180,000 + 25% of income above 2,200,000 |
| 3,200,000 – 4,100,000 | Rs 430,000 + 30% of income above 3,200,000 |
| Above 4,100,000 | Rs 700,000 + 35% of income above 4,100,000 |
The first year of the section 4AB surcharge: 10% of the tax for every individual, salaried included, with taxable income above Rs 10 million.
Tax year 2023-24
6 slabs
| Annual taxable income (Rs) | Tax |
|---|---|
| Up to 600,000 | Nil |
| 600,000 – 1,200,000 | 2.5% of income above 600,000 |
| 1,200,000 – 2,400,000 | Rs 15,000 + 12.5% of income above 1,200,000 |
| 2,400,000 – 3,600,000 | Rs 165,000 + 22.5% of income above 2,400,000 |
| 3,600,000 – 6,000,000 | Rs 435,000 + 27.5% of income above 3,600,000 |
| Above 6,000,000 | Rs 1,095,000 + 35% of income above 6,000,000 |
Tax year 2022-23
7 slabs
| Annual taxable income (Rs) | Tax |
|---|---|
| Up to 600,000 | Nil |
| 600,000 – 1,200,000 | 2.5% of income above 600,000 |
| 1,200,000 – 2,400,000 | Rs 15,000 + 12.5% of income above 1,200,000 |
| 2,400,000 – 3,600,000 | Rs 165,000 + 20% of income above 2,400,000 |
| 3,600,000 – 6,000,000 | Rs 405,000 + 25% of income above 3,600,000 |
| 6,000,000 – 12,000,000 | Rs 1,005,000 + 32.5% of income above 6,000,000 |
| Above 12,000,000 | Rs 2,955,000 + 35% of income above 12,000,000 |
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Sources
Checked 2026-10-02.
- Finance Act, 2026 (Act No. XLIII of 2026), Gazette of Pakistan, 26 June 2026
- FBR Income Tax Manual, Part I — Income Tax Ordinance, 2001 (amended up to 30 June 2026)
- PwC Worldwide Tax Summaries — Pakistan, sample personal income tax calculation (last reviewed 24 August 2026)
- PwC Worldwide Tax Summaries — Pakistan, sample personal income tax calculation (last reviewed 4 August 2025)
- PwC Worldwide Tax Summaries — Pakistan, sample personal income tax calculation (last reviewed 1 August 2024)
- PwC Worldwide Tax Summaries — Pakistan, sample personal income tax calculation (last reviewed 23 January 2024)
- PwC Worldwide Tax Summaries — Pakistan, sample personal income tax calculation (last reviewed 22 July 2022)
FAQ
Questions about the pakistan salary tax calculator
What are the salary tax slabs for 2026-27?
Is there a surcharge on salaried individuals?
Why is my payslip deduction different from this result?
Where do the rates come from?
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